Careless loan advances seem to have caused many Tsunamis in the world of stocks! The New York Stock Exchange has led strings of peers all over the world in punishing investors who even discounted bad loans without bothering to check on how they had been disbursed. Stock news has been full of financial planning Gurus falling by the way side because they let down their employers and clients. The backlash has affected small traders in stocks, and has buffeted financial planning by families across the board. Reports of ordinary citizens being unable to meet...

